:root{--ink:#15120d;--muted:#756d62;--cream:#f4efe6;--paper:#fffaf1;--gold:#b99054;--deep:#262016;--line:rgba(21,18,13,.14)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,sans-serif;background:var(--paper);color:var(--ink)}a{color:inherit;text-decoration:none}.site-header{position:fixed;top:0;left:0;right:0;z-index:10;display:flex;align-items:center;justify-content:space-between;padding:24px 48px;background:linear-gradient(to bottom,rgba(255,250,241,.96),rgba(255,250,241,.72),transparent);backdrop-filter:blur(10px)}.brand{font-family:'Playfair Display',serif;font-size:24px;font-weight:700;letter-spacing:.03em}.site-header nav{display:flex;gap:26px;font-size:13px;text-transform:uppercase;letter-spacing:.14em;color:var(--muted)}.hero{min-height:100vh;position:relative;display:grid;place-items:center;overflow:hidden;padding:120px 24px 80px}.hero-bg{position:absolute;inset:0;background:radial-gradient(circle at 20% 15%,rgba(185,144,84,.28),transparent 28%),radial-gradient(circle at 82% 22%,rgba(105,88,62,.18),transparent 30%),linear-gradient(135deg,#fff9ee 0%,#efe2cf 44%,#d7c0a0 100%)}.hero-bg:after{content:"";position:absolute;inset:7%;border:1px solid rgba(21,18,13,.12);border-radius:34px}.hero-content{position:relative;text-align:center;max-width:1040px}.eyebrow,.section-kicker{text-transform:uppercase;letter-spacing:.18em;font-size:12px;font-weight:700;color:var(--gold);margin:0 0 18px}.hero h1{font-family:'Playfair Display',serif;font-size:clamp(72px,14vw,188px);line-height:.82;margin:0 0 28px;letter-spacing:-.055em}.subhead{font-size:clamp(18px,2.4vw,28px);line-height:1.42;max-width:920px;margin:0 auto;color:#4b4236}.hero-actions{display:flex;gap:14px;justify-content:center;margin-top:38px;flex-wrap:wrap}.button{padding:15px 24px;border-radius:999px;font-weight:700;font-size:14px}.primary{background:var(--ink);color:#fff}.secondary{border:1px solid rgba(21,18,13,.24);color:var(--ink);background:rgba(255,255,255,.22)}.broker-card{position:absolute;right:46px;bottom:42px;width:260px;padding:24px;border-radius:24px;background:rgba(255,250,241,.7);border:1px solid rgba(21,18,13,.15);backdrop-filter:blur(16px);box-shadow:0 30px 80px rgba(38,32,22,.14)}.broker-card span{font-size:11px;text-transform:uppercase;letter-spacing:.16em;color:var(--gold);font-weight:800}.broker-card strong{display:block;font-family:'Playfair Display',serif;font-size:38px;margin:8px 0}.broker-card p{margin:0;color:var(--muted);line-height:1.5}.intro{display:grid;grid-template-columns:1fr 1.1fr;gap:70px;padding:110px 8vw;border-bottom:1px solid var(--line)}h2{font-family:'Playfair Display',serif;font-size:clamp(42px,5vw,74px);line-height:1;margin:0}.intro p:last-child{font-size:22px;line-height:1.65;color:#4b4236;margin:34px 0 0}.metrics{display:grid;grid-template-columns:repeat(4,1fr);border-bottom:1px solid var(--line)}.metrics div{padding:44px 28px;text-align:center;border-right:1px solid var(--line)}.metrics div:last-child{border-right:0}.metrics strong{font-family:'Playfair Display',serif;font-size:54px;display:block}.metrics span{font-size:13px;color:var(--muted);text-transform:uppercase;letter-spacing:.12em}.split-section{display:grid;grid-template-columns:1fr 1fr;padding:8vw;gap:24px}.panel{border-radius:34px;padding:64px}.panel.dark{background:var(--deep);color:#fff}.panel.dark p{color:#e7dac7;line-height:1.8;font-size:18px}.panel.light{background:#f0e5d4}.value-list{list-style:none;padding:0;margin:0;display:grid;gap:28px}.value-list li{font-size:18px;line-height:1.55;color:#4c4337}.value-list span{display:block;font-weight:800;color:var(--ink);font-size:22px;margin-bottom:4px}.uses{padding:110px 8vw;background:#15120d;color:#fff}.uses h2{max-width:820px}.use-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:48px}.use-grid article{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:26px;padding:30px}.use-grid h3{font-family:'Playfair Display',serif;font-size:28px;margin:0 0 14px}.use-grid p{color:#d4c8b8;line-height:1.65;margin:0}.quote-band{padding:95px 10vw;text-align:center;background:linear-gradient(135deg,#e5d2b5,#fff6e8)}.quote-band p{font-family:'Playfair Display',serif;font-size:clamp(36px,5vw,74px);line-height:1.05;margin:0}.inquiry{display:grid;grid-template-columns:1fr 1fr;gap:60px;padding:110px 8vw}.inquiry p{color:var(--muted);font-size:18px;line-height:1.7}.contact-form{background:#fff;border:1px solid var(--line);border-radius:34px;padding:36px;box-shadow:0 30px 90px rgba(38,32,22,.08)}label{display:block;font-weight:700;font-size:13px;text-transform:uppercase;letter-spacing:.1em;margin-bottom:18px}input,textarea{width:100%;margin-top:8px;border:1px solid var(--line);border-radius:16px;padding:15px 16px;font:inherit;background:#fffaf3;color:var(--ink)}textarea{resize:vertical}button{width:100%;border:0;border-radius:999px;background:var(--ink);color:#fff;font-weight:800;padding:16px 20px;font-size:15px;cursor:pointer}.form-note{text-align:center;margin:18px 0 0!important;font-size:14px!important}.form-note a{color:var(--gold);font-weight:800}footer{padding:34px 8vw;text-align:center;color:var(--muted);border-top:1px solid var(--line);font-size:14px}footer a{color:var(--ink);font-weight:800}@media(max-width:900px){.site-header{padding:18px 22px}.site-header nav{display:none}.broker-card{position:relative;right:auto;bottom:auto;margin-top:42px}.intro,.split-section,.inquiry{grid-template-columns:1fr;padding:78px 24px}.metrics,.use-grid{grid-template-columns:1fr}.metrics div{border-right:0;border-bottom:1px solid var(--line)}.panel{padding:38px}.uses{padding:78px 24px}.quote-band{padding:70px 24px}.hero{padding-top:110px}.hero h1{font-size:82px}}